@AmericanRV 

I don't think @BigRedConsulting was trying to be funny and I had the same thought when I read your post. 

Your questions were:

"how do I PHYSICALLY get the check to the bank?" and "How do I print a deposit with the check included so I can cash the refund check?"

With all due respect, QB doesn't have any way to print a deposit slip and you need to make a bank deposit at your bank.  Not sure what else you could be asking.