We only got access to the OLD template by PAYING to "upgrade" from QBO Essentials to QBO PLUS at a cost to our small company that we really cannot afford. 

Nevertheless, there is a BUG and forcing every one of the customers on this thread to pay $300 (or so) additional per year to get an old template is crazy!

For now - we wanted to see if that old template actually stabilized and solved the problem.

And it appears to have solved the problem.

Onwards.

Rob