I can provide information about your concern about direct deposit guaranteed payments. GYanez.

It's important to note that the direct deposit feature in QBO Payroll is mainly designed for employee wages. But you also use it to pay your partners if you add them as contractors.

We have a variety of plans that can cater to your needs. You'll need to add your company's bank details and your partner's direct deposit info. 

Once done, check out this article to learn how to process direct deposit to your contractors: Create direct deposit checks. 

Alternatively, you can use QuickBooks Bill Pay to pay vendors via ACH.

Furthermore, you can check this article to get reports on all the money you've paid: Run a report with vendor totals. 

The Community space is always available if you have further questions regarding guaranteed payments. We're always glad to help you.