You didn't answer the question. 

I have a similar problem  when the receipt is uploaded into QB desktop I see it, but it uses the debit card number as the bank acct , I can change it in the drop down to the bank acct  but this is so slow, I want  to be able to tie the debit card to the bank acct so it goes to it to automatically select the transactions , right now it wont cause it looks for a debit card acct. .