Glad that is working for at least some of you. Yes, QuickBooks->Preferences... is renamed by some versions of macOS to be QuickBooks->Settings...  (Sonoma included). So choose whichever menu option is available on the macOS you are running.  

If you are unable to open the Settings/Preferences window you can try altering that option in the Terminal application. 

1. Quit QuickBooks

2. Open the Terminal application (its in /Application/Utilities)

3. type the following command:

defaults write com.intuit.QuickBooks20xx localTabbingPref false

Where you replace the 'xx' with the version year of QuickBooks (for example 21 for QuickBooks Mac 2021).

Then launch QuickBooks and hopefully tabbing will be off and the crash will be avoided. The Home Page may still crash if you bring it up so avoid using that window.