That very well may be. If you stay in the QuickBooks environment, then all you're left with is QuickBooks Online. For what I need, that will cost me $100 per month where as the desktop subscription is half of that (more or less). I also was looking at other similar tools and as you point out they are all subscriptions with a web GUI. I'm all for web GUIs when they make sense, but not so keen when there's a better way.