How do I set up an account to record our business Bank Overdraft Protection? It is not a line of credit.  Our bank puts the money into our bank account to cover the insufficient amount.  As soon as we make deposits the bank takes the funds back in a lump sum including their interest charge.   The interest charge appears on our bank statement but is hidden in the QBO bank feed.  How do I also account for the interest charge?  I  appreciate any help at all!!!  Thank you in advance!