Why would I encourage Melio to exist? Why would I corrupt my own account with their service or use a service that does not work and that is causing problems with my client that DOES NOT USE THEM ANYWAY? Why would I pay to use them to make payments of my own just to be able to tell them to go away (go jump in a lake, etc, disappear forever, I wished that they had never been created, they have a horrible product, pick one)? This advice is confusing.