I have seen this issue come and go several times now, and after seeing it go down again last night, I am moving all of my funds out of the account.  Even if this is just temporarily down, if you think about it, a reputable bank will inform you that the service will be down at least a week in advance.  So the service is not down for maintenance; it is down because it does not work.  Don't let your business cash flow be left in the hands of Quickbooks or Green Dot Bank; the quality of service is too poor.  Try and call Quickbooks about your checking account, they will tell you to contact your bank.  Try and call Green Dot Bank and see what you get.  I would recommend anyone thinking about using Quickbooks Checking not to use it.  There are some perks, but the risk is far too high.  Don't put your money in this Mickey Mouse version of a checking account.