I see the challenges of grasping a new QuickBooks product, @crcurry. Despite that, congratulations on moving to QBO from QBDT. Rest assured I'm here to share a few details about this.

To automatically apply a memo entered on the bill to the check is a great idea. I understand the convenience of using the same memo when printing checks. That's why I recommend sending feedback requests to our Product Developers.

Here's how:

1. Go to the Gear icon.
2. Under the Profile column, select Feedback.
3. Share your suggestion, then click Next.

These suggestions are reviewed by our Product Development Team to help improve your experience while using the program. You can track your suggestion through this website. You can also visit our blog to keep up with recent events and developments.

If you added a memo to the entered bill, it won't appear in the bill payment. Thus, you'll want to continue manually inputting it when printing checks. To learn when it will appear in transactions, refer to this guide: When the memo field will and will not print.

You can read these resources for more tips on setting up your print settings so you can print checks correctly:

• Print a check in QuickBooks Online
• Configure your print settings for printing checks in QuickBooks Online

I'm all ears if you have other concerns about QuickBooks features. Just drop a comment below, and I'll gladly help. Take care, and I wish you continued success.