I have been using it.  I just have to put my cc charges in myself instead of download.  To upgrade to any QB is just to expensive now.  And not sure you can even buy it anymore.  To my understanding, you can only do the online monthly now.  I'm not sure they even let you buy it anymore.  So if you do the monthly thing, it will be for life or you won't have access to your records.

I have been using Quicken/Quickbooks for so many years, it makes me sad to see how they are getting so greedy.  Mine accounting has gotten pretty simple, I may just go to a spreadsheet and call it a day!

Good luck!