@Vette21 

You can purchase a new license for QBD 2023 through a partner for a slightly higher price but there's no need to provide your credit card.

If you are working solo on a desktop (PC or Mac) to manage your book and only need basic features, you should explore a free program. You can use the program for as long as you like, use all the features and enter as much data as required. There are no time limits, no usage limits, no ads (at this time). This program is quite popular in Asia and Europe.