Now that I have wasted an entire day on this issue. There is no longer a stand alone version of quickbooks and 2021 will be no longer supported the only option is subscriptions for desktop product or online version. I have set up informational mtgs with Oracle and Fresh Books which right now are rating higher in customer service and effectiveness than Quick books. I am guessing due to the no more desk top version. A yearly desktop subscription is just no economical for my very small business. I am not willing to cut into my profit line by 600 per year. 

Thank you everyone for your help! I have discovered that QB is no longer small business friendly.