Thank you for responding. The feature ( like so many others) is infuriating. I never requested for QuickBooks to automatically add completely useless and very annoying memos to all my transactions, and I can't imagine anyone else did. We all know a deposit is a deposit and a withdrawal is a withdrawal without this text making the screen look so busy.  Now I am advised to ran another lap and request to stop the feature, which clearly is useless to all people. I know full well that  my request will be fully ignored like all other requests all the customers make about annoying or down right crippling features, but I appreciate the response so I can stop looking on how to turn this very annoying feature off. 

Thanks.