This is beyond crazy - my QBO account does not match my bank account.  I need to be able to undue the reconciliations to find the error so that I will not bounce checks.  End users have been complaining about this for more than 3-years. It now is obvious to me that Intuit does not care and the whole point of QBO is to force us to pay more money.  I am regretting making the switch to QBO and will now look for other alternatives for my bookkeeping software.  The simple fact these are my records and if I screw them up by undoing a reconciliation so what?  But going to through one by one undoing 3-years of transactions is more than frustrating.  Are you listening Intuit???