While I appreciate your attempt to answer, I don't think you really read my question. You shared a link I already shared and you provided info such as I have to convert the file, which I already noted is what I'm trying to do.

From the page I shared in my link, nobody at Intuit/QuickBooks explains HOW to save the file after you load it into excel and modify it to the IIF format. That is the missing piece.

Please share how that is done.