I have the same QuickBooks crashing issues with CASE 1590105510 using WIN 10  Desktop Pro 2020.  The problem is with QuickBooks account validation.  I have uninstalled and reinstalled it with QB Level 2 support.  After a major QuickBooks update to add new features (Oct 2022), the application terminates upon opening a company file, even creating a new company or using a QB sample file.  

Each time I try to open my QuickBooks company file, QB connects to the internet to do a validation check (license check). 

My QB Application would shut down without warning/notice when I tried to open my company file.  There are no crash errors in the events file; there are other warnings but not the cause of failure. I have used QuickBooks Hub and uninstalled and reinstalled QB 2020. The original software works without error but forces an update after 3 uses.  Level two verified my license on their database. I had QuickBooks Desktop Pro 2017, then 2020.

I have uninstalled and reinstalled Quickbooks four times; The uninstaller leaves much QB remnant code, and the system user QBDataservicesUser30, along with a tremendous amount of registry entries.  It's impossible to remove QuickBooks from the PC cleanly.  I suspect there may be some code or registry entries from the QB 2017 that is affecting the validation of the latest update patch and, thus, the nonoperation of my QuickBooks.

The only way I can open my company file is to disconnect from the internet, open the file, then reconnect.

Again, the problem is with the QuickBooks validation service terminating Quickbooks.