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Great work for discovering that workaround. Another alternative solution that you might consider is using a third-party app. There are plenty of applications that integrate your Stripe account into QuickBooks Online company.
They can help you synchronize all your Stripe charges, fees, and refunds so you won't have to edit the transactions manually. For each transfer to your bank account, these apps can automatically create transactions in QBO with all matching Stripe data (charges, fees, and refunds). You may visit our QuickBooks App Market or go to the Apps menu within your account to find one. Here's how:
Lastly, here are some articles that will help you review your downloaded transactions and keep your accounts up-to-date:
Stay in touch if you have additional concerns about bank transactions. The Community is available 24/7 to back you up.