The solution doesn't address my ongoing problem-----I've downloaded the bank transactions and now have to march unrecognized payees.  Numerous payees aren't recognized because banks have codings, etc, after the payee name,  This should not matter.  QuickBooks should be programmed to pick up the first few letters of the transactions name and recognize it which I try to add multiple.  As a result my bookkeeping takes 4x's as long as it shpould.