I think this is BS.  I should not have to pay more just to safeguard my data.  Intuit/QB should have figured out long ago that we the backend knowledge workers should not have to worry about our customer facing folks getting into and seeing information that does not pertain to them.  I should be able to create a user that is just allowed to due a minimal set of fuctions based on their role.  In my company I need users that can create invoices...PERIOD.  They can view the customers and the prices of my services but can not adjust them.  In my humble opinion this should have been a basic function of the software decades ago.  The fact that this only exists when I pay twice or three times my monthly cost for services I dont need is just outrageous!