I didn't ask that question.  Please read carefully and respond.  It appears that when I create a new sub-customer, the Bill to Parent box is already marked.  My question is this:  how can I change it so the box is not automatically marked?  I know that I can unmark it.  This is what I am trying to avoid doing.  I am training people and I don't want to rely on them doing it right.  I want the box to be unmarked, without anyone having to do it.  Can I change the settings?