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Hello, EGS_ZA.
I appreciate the details you've added. Let's work together to change the Bill Payment (Cheque/Check) into Bill Payment (Credit Card).
It's really easy. Just open the bill and change the account to Credit Card. I'll show you how to do it:
For more detailed steps, please click this article and process credit card payment: Process a credit card payment in QuickBooks Online.
You also have me if you need anything else about the program. Leave another message below or mention me on your posts. Have a lovely day!