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You're correct in handling your transactions, Toni.
When you transfer money, it impacts two separate accounts. Since both of these bank accounts are linked to your online banking, thus, it's natural that you need to match the transaction separately from each register. You can review the balances of each account to confirm that it has a correct balance.
Regarding your other example, it follows the same matching principle as your current situation.
For future reference, here's an article you can check for the best practices when reconciling your account: Reconcile an account in QuickBooks Online. It also offers guidance on addressing challenges during the reconciliation process.
If you have additional concerns about managing your transactions, feel free to reach out to the Community, Toni. Have a wonderful day!