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Hello there, Mike.
In QuickBooks Online Payroll Advanced feature, we have an option to set up an employees health insurance. While we're unable to do that with the Standard one, we can create a Journal Entry. To do that just click the +New button from the left menu. Then, select Journal entry under the Other section.
I also suggest reaching out to an accountant on what accounts are affected to properly account the expenses and we won't mess up your books.
You can check out these articles that will help us run payroll in both Standard and Advanced, if we wish to upgrade:
Feel free to drop by the Community if you need more help. Keep safe and take care always!