Spot on Yahal! QB online is nowhere near as capable as Desktop. Cant understand why Intuit are planning on shooting themselves in the foot here; if the financials of selling Desktop don't work then make them work or at least propose it to us. I would be willing to endorse a price rise in the Desktop product given its superiority over QBO and everything else I know of! If QuickBooks cant make a desktop product safe and compliant it gives me no confidence that they are adequately equiped to look after an online platform where the risks are greater!