To clarify, are the A/R and A/P balance the only reports that a limited user can have? I have read from other forums that Standard Users with limited access can have access to the contact information and sensitive information about the employees. Moreover, thru digging, they can also access the Payroll report as well.

I have taken interest in Quickbooks Desktop Premier (QBD-P) as it seems to have a more flexible users management compared to QBO. With that in mind, my questions are as follows:

1) It says one of its features is to connect 5 concurrent users. When it says it's sold separately, does that mean that if we avail of the product alone for the annual year of $699, it doesn't include the users yet? Is there a way to increase the # of concurrent users to more than 5 w/o going to Enterprise?

2) Does QBD-P have a feature wherein users can only CREATE items such as estimates, invoices, etc. and NOT have access to ANY report at all?