Hi I need the step on the following payment recording:

We are General insurance agency, selling Insurer's product (different type of insurance)

*Scenario 1 : We collect payment on behalf of Insurer:

1. issue Invoice under customer : in the invoice product/service should create under which account? the premium collect on behalf of Insurer is not revenue. but we need the premium reflect in the record so that we can keep track how much customer owe us.

2. issue Bill under Insurer : in the bill which Category to select? we need to keep track the premium that we owe insurer.

*Scenario 2 : Customer paid direct to Insurer:

1. what documents and Category I need to issue to make the premium reflect in the AR and AP record?