Hi, ZLJ.

When you create your company in QuickBooks Online and other versions (QBO), specific default accounts are added to the chart of accounts (depending on the business entity). 

This can be done in the first phase of setting up your QuickBooks Online (QBO) account from the Tell us about your business page. If you're still on this page, let me guide you on how to achieve that: 

1. Enter the full and legal name of your business.
2. In How would you describe what your business does? field.
3. Choose the appropriate business type, then select Next.
4. Click Next in the What would you like to do in QuickBooks? page.
5. Select your position in the What’s your role at your business? section.
6. In Do you have an accountant or bookkeeper right now? choose the appropriate answer.
7. Click All Set.

if you already went through the first phase in setting up your QBO company without choosing the business type, there are two options to set up your accounts: 

• Create a new company and follow the setup process above.
• Manually add new accounts from the Chart of Accounts menu.

Additionally, these articles can help you in setting up your new account and moving to another company file:

• Get started and adjust settings after you sign up for QuickBooks Online.
• Move your lists to QuickBooks Online. 

You can always tag me in your reply if you have other concerns about setting up your company. I'll be more than happy to help you out. Keep safe!