Hi I'm trying to start tracking owner's draws accurately.  I started using QBO last year and for any business expenses I had to log that were paid for with personal funds, I would subtract from the Cash on Hand account.  Also if someone paid me cash that I kept and spent on personal expenses rather than depositing into the business account I would add to the Cash on Hand account.  So essentially I think I can rename that account Owner's Equity and just keep using it as I have been?  Do I need to zero it out as of Dec 31 and if so how can I do that without recording it as income?  I tried setting up the Owner's Equity accounts like mentioned but it still needs a bank account to log the expense to to tell it where the money is coming from.  So I don't understand how to get this working right in that way.