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Hi mjohnson4,
Thanks for joining us here. For security reasons, I agree that turning off MFA, is not the best course of action. However, it is important that you're able to update your transactions, so your account remains accurate. I suggest that you contact our Customer Care team outside of Community, for an in depth review of your situation and any error codes you receive. They will have the ability to escalate the issue to our Development Team for further investigation and resolution. In addition, they can ensure you receive an email notification when the issue has been fixed. In the interim, you can manually upload your transactions.
If you have other questions, feel free to reach back out. We would be glad to help!