Hi KimPreeper,

Welcome back to Community!  Thank you for reaching out in regards to the Payments feature for QuickBooks Desktop.  As you're already aware, this currently isn't available in Canada.  I'd recommend reviewing QuickBooks Apps to select the option that's best for you.  

In addition, I'd suggest submitting any suggestions and recommendations you may have, to our Development Team for future updates.  You can do this by going to Help from the top menu and select Send Feedback Online.

If you have any additional questions, please don't hesitate to reach back out.  We're happy to help!