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Yes, you can process credit card payments on your phone using a third-party processor like PayPal, Stripe, or Square, @NIK HEATING AND COOLING.
These processors allow you to accept credit card payments anytime and you can connect them to QuickBooks Online to sync transactions automatically.
Here's how:
For more details on accepting credit card payments, you can check this resource: Accept Card Payments with PayPal App FAQ.
Alternatively, if you prefer not to use an integration, you can manually record the payment in QuickBooks after it’s processed through the third-party app. This keeps your books accurate and up-to-date.
Let us know if you need any further help.