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Hi there, dmclean. I'm here to share details about your concern.
QuickBooks functionality depends on how your bank interacts with us. When using the Update button to download the latest transactions, most banks will prompt you to enter your Multi-Factor Authentication (MFA) for an extra layer of security, preventing unauthorized access to your accounts. Since you prefer not to log in going forward, I suggest contacting your bank to discuss alternative authentication methods or account access options.
Additionally, here are some articles for tips about organising transactions:
Visit again if you have other questions about handling bank transactions. I'll be around to help you in any way that I can.