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It's our pleasure to have you here today, @nicolette1.
To create a new expense account inside QuickBooks Online (QBO), you'll want to go to the Transactions tab and select Chart of accounts. We'll be happy to write down the steps and provide a visual reference to help you accomplish the task:
You can check the screenshot attached for visual reference.
Also, you can check these articles to know more about how to manage accounts in your COA, manage bank transactions, and reconcile an account inside QBO:
@nicolette1, we look forward to having you here again if you need assistance managing accounts inside QuickBooks or goals you'd like to perform inside the program. Have a nice day.