Thank you for getting back, Grant. I'll help you with adding memo information to your last 2 years' transactions.

At this time, you can add the memo details manually to each of your transactions through the register.

Here's how:

1. Click on Accounting at the left pane, then tap on Chart of Accounts.
2. Select your account from the list, then tap on View register under Action.
3. Filter the dates, then select the transaction with a blank Memo field.
4. Tap on the transaction, then input the memo or description manually. You can also tap on Edit, then add the details under the Description column.
5. Hit Save, then Yes to confirm the action.
6. Repeat the same steps for other entries.

Once done, the memo will now be added to your transactions and show up on your reports.

For more tips about handling your reports in QBO, you can open this article: Run reports in QuickBooks Online.

You can also check out the topics from this article for additional resources about reviewing your downloaded banking transactions: Categorise and match online bank transactions in QuickBooks Online.

Lastly, please make sure to reconcile your transactions regularly to keep your books and balances intact and accurate.

Leave a comment below if you have any other questions about adding a bank reference or memo details to your transactions. I'm more than happy to provide additional assistance. Wishing you a good one!