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Hi there, user38646,
Let me clear this situation for you. The 2% discount on the invoice default to all sales form templates. Therefore, there isn't a need to change it.
You'd need to set a percentage in the Discount percent field when creating a transaction. Let me show you how to accomplish this:
I've added this article: Add a discount to an invoice or sales receipt to learn more about giving discounts to your customers in QuickBooks Online.
Let me know if there's anything I can help you with QuickBooks. I always have your back.