Thanks for sharing this Greg! It worked for me! I tried to follow the previous instructions given by accessing the temp file and changing the sharing settings. By clicking the properties of the QB file itself upon download, I also changed the compatibility mode to Windows 2008 which is the weirdest thing I could ever expect from Intuit! Intuit should actually fix the compatibility mode because the latest one they have as an option is for Windows 8. I am using Windows 11 like most people.