I know this isn't easy for you, Gauchofife.

As of now, you can set up two direct deposits per employee. While the option to add three accounts is unavailable, I'd suggest sending feedback to our developer's team.

Here's how to share a feature request:

For QuickBooks Desktop:

1. From the Help menu, select Send Feedback Online.
2. Select Product suggestion.
3. Enter your suggestion.
4. Click Send Feedback.

For QuickBooks Online:

1. Click the Gear icon.
2. Under PROFILE, select Feedback.
3. Enter a description of your feedback. 
4. Click Next.

I've added these references as your guide in paying employees:

• Create and run payroll
• Set up direct deposit for employees

I'll be around whenever you need help paying your employees.