Thank you for posting here in the Community for clarifications, @Susan5572.
Let me share some insights about the difference between QuickBooks Self-Employed and QuickBooks Online.
QuickBooks Self-Employed is designed for independent contractors, freelancers, and self-employed individuals. This allows you to keep track of your income, expenses, mileage, and tax information and prepare your Schedule C.
On the other hand, QuickBooks Online is designed for small business owners. Accounting and bookkeeping features are included to assist you in handling your business.
Please keep in mind that you will not be able to track contractor payments or file 1099s in QuickBooks Self-Employed, as you can in QuickBooks Online.
Moreover, here’s an overview of each product, service, and version so you can determine which is most suitable for you: Compare QuickBooks Products.
I've also included some articles so you can decide better what to choose:
Let me know if you have further questions about QuickBooks, you can always tap me here in the Community. Have a great day!
