The instructions that refer to "go to the gear" is for QB online only.  I really wish people that try to help note this.   Now on the same question but for QBs desktop-as of 2022 do we still have to call - sit on hold-go through 30 minutes of yaya just to get our limit for Payroll and vendor direct dpts?   Please only people that really know this answer reply.  My time is short.

Thanks-KB