Hi there, CWG1.

Thank you for visiting the QuickBooks Community. I appreciate you for following the advice shared above and sharing detailed information about your concern. With this, I'll ensure to provide troubleshooting details to sort the unrecoverable error message you've received.

Sometimes you may encounter an unrecoverable error while opening or working in your QuickBooks Desktop. The most expected reasons why you get an unrecoverable error are missing windows or QuickBooks updates, damage to your data, computer issues, and program code that needs repairing. 

To start resolving the problem, you can open this article to view a quick list of unrecoverable error scenarios and how to fix them: Unrecoverable error in QuickBooks Desktop.

You may refer to this article to view other related information about 1099 so you'll be updated with this form: Get answers to your 1099 questions.

You can always count on us if you have other concerns or inquiries about 1099-NEC. I'm always here to make sure that everything is taken care of.