I can share some information about resolving the error with your direct deposit, @kelseywhite.

You can follow the troubleshooting steps provided by ReymondO above. Running the Verify and rebuild tools will fix some minor data issues. The Verify Data will identify any data issues within your company file. Then, the Rebuild tool will self-resolve it. 

If you still get the same issue, try running the QuickBooks File Doctor to fix common issues. You can refer to the following article for more detailed guidance: Fix data damage on your QuickBooks Desktop company file. There are several solutions outlined in that article if the troubleshooting steps I provided still didn't work. 

In case you've encountered any errors when trying to import .IIF files, the following reference will show you how to fix it: Improved IIF Import in QuickBooks 2019 and later. 

I'm always here if you need further help with your checks. Just let me know by leaving a Reply below. Take care and have a wonderful day!