I just had a long call with customer support. Then eventually a call with a sales specialist. You CANNOT do what you are saying if you use QuckBooks Self-Employed.

I had to upgrade to Simple Start. I was told I’ll be able to do this and apply payments to my invoices (which was another thing I needed to do and couldn’t). I will find out if I can do these things in Simple Start plan as soon as I get all of the accounts set up again.