I hope you're doing great, @kimkennedy.

Allow me to share some details on behalf of my colleague Michael about the Direct Deposit limit which would give more relevance to your concern.

Every company has its own Direct Deposit limit, if you're going to run a payroll that is worth over $10 million dollars, you'll need to submit a request to QuickBooks. 

To know more details on how to get a high possibility to get approved, you can check out this article: Get help if you’re over a direct deposit limit. This also contains a hyperlink where you can send this specific request.

I'll be here if you have other questions. Please don't hesitate to tag my name in the comment section. Have a good one.