I would also like for QuickBooks to work for more than two accounts, txgatorboy1.

At this time, you can only use up to two employee accounts for Direct Deposit in QuickBooks Online (QBO). However, we don't stop working on what is good for the business and for our customers as well. You'll want to check out our QuickBooks Blog for any updates to stay current of QuickBooks innovation.

In the meantime, you can use two accounts for your payroll as provided by my colleague @Jen_D. This will be our closest alternative as of the moment.

To know useful information about your business and employees, read this article on what to do: Run Payroll Reports.

Please get back to us if there's any help you need. We'll always be right here to help with your payroll.