I don't accept credit cards.  I don't ask for, accept or retain credit card numbers.  I do not have a POS device, or a way to process a credit card online.  I have none of the information that would need to be kept.  I DO allow clients to pay via credit card online ONLY IF they request it.  That process is soley performed by Intuit/Merchant Servcies, and they do not share any of that data with me (no creditr card numbers / exp dates or special secret numbers).  The only person who access to my Intuit account is mylsef and my book keeper.  both of which have secondary authentication (Texts to my phone when trying to access and the same for my book keeper) to access my Intuit account.  I have read the documents provided by Inuit, and it would appear that I don't, unfortunately I cannot get a Intuit rep to actually give a response that isn't You have to use a paysite to determine.