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Buy nowI'm glad you've joined this thread, @admin2958.
Let me help you fix the read error message that hinders you from sending your direct deposit.
The first thing you'll need to do is to run the system as an Administrator. Then, update your payroll. Feel free to follow the detailed steps below:
If the issue persists, I recommend updating the Windows permission. For detailed steps, you can read this article: Fix payroll errors: The file you specified cannot be opened and The file exists.
If you encounter the same issue after performing that, I suggest contacting QuickBooks Desktop (QBDT) Payroll Support to help you navigate the root cause of the error and fix it.
You might want to learn how to create payroll schedules. Check out this article: Set up and manage payroll schedules.
Don't hesitate to reply to this thread if you have additional questions about sending direct deposits. We'll be willing to help. Have a good day ahead.