Agreed shouldn’t include tips. However, the PFML premium works just fine. However the new Cares should act the same but does not. In the settings QB has a hard coded rate. I can’t adjust the rate that is set in there at .58%. QB said as an online Payroll I needed to do nothing it would work. So when it didn’t I am a little confused. You think if QB can have PFML calculate correctly then the Cares tax would be no different.