Short answer...I fixed it, thanks to bits and pieces of what I read from participants on this thread...the advice from QB seemed same old same old....read the script.  My problem was with my printer set up (scale)...was set to 82%...set that back to 100% and continued with the QB alignment tool...now I noticed the incremental changes were greater...(and also struck me in retrospect, the problem checks font was smaller than usual).  Ultimately I returned the horizontal and vertical adjustments back to "0" and WALLAH!  PRESTO!  

I only wish the suggestion to check printer setup scale is offered up front by QB.  BTW...I was very happy with my QB Desktop Pro 2019 (stand alone) program until, it stopped uploading QB) files, which I'm convinced was QB sabotage via updates.