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Hi there, @christine-bulbec. I'm aware of the significance of changing the default text for remittance advice in QuickBooks Online, and I'm here to provide some updates on this matter.
In QuickBooks Online, you can manually edit the default text for the remittance advice message. However, this is only a temporary option as QuickBooks will automatically revert to the default text for the next remittance advice you create. If you want to set a desired text for the remittance advice as a default, I recommend sending feedback to our Product Development team to let them know the importance of this feature for product improvements. Here's how:
For additional information about the process of setting up default email for sales forms, check out this article: How to set up or change customer messages in QuickBooks Online.
If you have any other questions about managing remittance advice or any other QuickBooks-related concerns, please don't hesitate to let us know. We are here to help you and provide you with the necessary information. Have a nice day!